This a report

Module Code: MGT6176Coursework Code: MGT6176-1
Module Title: Comparative Finance and Financial Services
Date Available: October 2023
Submission details: Deadline: Monday 15th January 2024, 12pm (noon) UK time
Electronic submission only through Blackboard.
You can submit your assignment multiple times to the submission link on the module Blackboard site. Each time you submit you will
receive a Similarity Report. You can check this and improve your referencing before the final deadline.
After 3 submissions you will need to wait 24hrs before you receive a new report.
Please note: each new submission replaces any previous submission. It is not possible to retrieve a previous submission.
Your final submission must be made before the deadline to avoid late penalties.
You should note that the time of submission is taken from once the document has been successfully uploaded and confirmed – this may take
more than five minutes during busy periods. Late penalties will be applied to any work submitted from 12.01pm on 15th January 2024
onwards. Details of how to calculate a late penalty can be found in your programme Handbook. It is your responsibility to ensure the correct
document/file has uploaded successfully.
When submitting you must:
1. Include a completed cover sheet (available from Blackboard Module Site/Assessment/Individual Assignment)
2. Use ‘Student Number, MGTXXX-1’ (e.g.190011001 MGT6176-1) as the document’s file name and also as the Assignment Title in
Turnitin. Failure to do this will result in a penalty (usually around 5 marks) for students who do not comply with this.
Contribution to Final Mark for Module: 100%
Maximum Word Length: 3,000 words. The word count is for the main body of the text but excludes the executive summary and the
list of contents, list of tables, list of graphs and charts located at the start of the report. In addition, tables, figures, and charts within
the report, together with the reference list and appendices are not included in the word count. If you exceed the word length you will
be penalised. For details see the Management School Postgraduate Programme Handbook.
Please note that SUMS does not have a word count tolerance – it is a stated maximum as outlined above.
Requirements:
In recent times bank profitability has increased as rising interest rates have led to a widening of their net-interest margin. However
current geo-political uncertainty, economic challenges, and heightened focus on ESG are challenges traditional banks will have to
overcome to maintain their business and financial performance.
As a consultant, you have been asked to prepare a report that will be presented at a global gathering of leading banks
and economic advisors.
Drawing upon a range of real-life examples and deep research, your report should address the following:
1. The challenges that traditional banks face and the possible strategic responses these banks could initiate in light of
developments in technology and increased competition from Fintechs and other new entrants into the banking sector.
2. The impact of regulation on risks faced by banks and the financial services they provide.
3. The implications of increased stakeholder focus on ESG for the provision of lending and other facilities by banks.
Notes:
1. Limit your analysis to banks and competitors that are headquartered in the US, the UK, or the EU.
2. This report may pertain to the specific bank(s) or to the banking sector.
3. Your report should be professionally presented in a structured consultancy report format and should include references.
4. You should acknowledge the source of any material, such as tables and figures, included in your report.
5. It is expected that you will draw upon a range of literature, industry journals and information sources to provide backing to
your own arguments. You should include tables and graphs to support your conclusions. Any data reported in tables and figures
will have to be adequately discussed in the text of your responses.
Assessment
criteria
Weight
Hard fail
(0-39)
Soft fail (40-49)
Pass (50-59)
Merit (60-69)
Distinction
(70-79)
Distinction
80+
40%
Very limited
attempt/poor
attempt with
Descriptive/inadequate
assessment of
the challenges that
traditional banks face and
Basic/partial
assessment of
the challenges that
traditional banks
Reasonable/Appropriate
assessment the challenges
that traditional banks face and
the possible strategic
Good/Full
assessment of
the challenges that
traditional banks
Critical assessment
of
the challenges that
traditional banks
Criterion 1: 40/100
Assess the challenges
that traditional banks
face and the possible
strategic responses
these banks
could initiate in the
light of developments
in technology and
increased
competition from
Fintechs and other
new entrants into the
banking sector.
little depth of
analysis
the possible strategic
responses these banks
could initiate in the light of
developments in technology
and increased competition
from Fintechs and other
new entrants into the
banking sector
Criterion 2: 30/100
Assess the impact of
regulation on risks
faced by banks and
the financial services
they provide.
30%
Very limited
attempt/poor
attempt with
little depth of
analysis
Criterion 3: 10/100
Assess the
implications of
increased stakeholder
focus on ESG for the
provision of lending
and other facilities by
banks.
10%
Very limited
attempt/poor
attempt with
little depth of
analysis
20%
Very limited or
no use of
information
sources and
literature
within a poorly
structured
report.
Criterion 4: 20/100
Understand and
utilise a wide range of
information sources
and literature which
has been well
presented to produce
Descriptive/inadequate
assessment of the impact of
regulation on risks faced by
banks and the financial
services they provide.
Descriptive/inadequate
assessment of the
implications of increased
stakeholder focus on ESG for
the provision of lending and
other facilities by banks
Very limited use of
information sources and
literature within a report
format.
face and the
possible strategic
responses these
banks
could initiate in the
light of
developments in
technology and
increased
competition from
Fintechs and other
new entrants into
the banking sector
Basic/partial
assessment of the
impact of regulation
on risks faced by
banks and the
financial services
they provide.
responses these banks
could initiate in the light of
developments in technology
and increased competition
from Fintechs and other new
entrants into the banking
sector
face and the possible
strategic responses
these banks
could initiate in the
light of
developments in
technology and
increased
competition from
Fintechs and other
new entrants into
the banking sector
face and the possible
strategic responses
these banks
could initiate in the
light of
developments in
technology and
increased
competition from
Fintechs and other
new entrants into
the banking sector
Reasonable/Appropriate
assessment the impact of
regulation on risks faced by
banks and the financial
services they provide.
Good/Full
assessment of the
impact of regulation
on risks faced by
banks and the
financial services
they provide.
Critical assessment
of the impact of
regulation on risks
faced by banks and
the financial services
they provide.
Basic/partial
assessment of the
implications of
increased
stakeholder focus on
ESG for the
provision of lending
and other facilities
by banks
Reasonable/Appropriate
assessment of the implications
of increased stakeholder focus
on ESG for the provision of
lending and other facilities by
banks
Good/Full
assessment of the
implications of
increased
stakeholder focus on
ESG for the
provision of lending
and other facilities
by banks
Critical assessment
of the implications
of increased
stakeholder focus on
ESG for the
provision of lending
and other facilities
by banks
Some basic use of
information sources
and literature
produced in report
format.
Sound use of information
sources and literature and
literature within a wellstructured report.
Good usage of
information sources
and literature, and
well-structured
report.
Well-developed
range of information
sources used, and a
varied range of
literature fully
integrated within a
well-structured
report.
a well-structured
report that adheres to
report conventions.
Referencing: you must reference your work correctly using the Harvard method. Failure to do so will result in the deduction of marks and
possible proceedings under the University’s Regulations as to the Use of Unfair Means
Independence of working:
You are reminded of the University’s Regulations on the Use of Unfair Means and academic integrity which are outlined in the School’s
Handbooks. If there is a suspicion that your work is not your own and that you have used unfair means or there is suspicion of a breach of
academic integrity in writing this assessment then you may be referred to our unfair means officers to consider your work. Therefore, you are
advised to ensure that you undertake the relevant guidance on the module site or programme-level sites that you have access to. If you cannot
access these, please contact the Student Experience Office.
Other Submission Details:
1. Your assignment should be produced in a report format.
2. Use the standard Management School cover sheet.
3. Have the word count given on the cover sheet.
4. Be presented with 2.5cm margins all round.
5. Use Times New Roman or Arial, 11 or 12 points for the main body text.
6. Use 1.5 line spacing.
7. Use ‘Justify’ alignment.
8. Have all pages numbered except the first.
9. Be properly spell-checked.
10. Be made attractive with suitable use of headings, paragraphs and sections.
11. Be properly referenced to the Management School version of Harvard referencing.
Resit:
Repeat the individual 3000-word coursework with the same requirements as in the first assessment. The choice of the bank(s) or the banking
sector of the analysis is not necessarily different from the first attempt of the coursework.
Other matters:
This assessment follows strictly the University’s guidance on Artificial intelligence and education (https://staff.sheffield.ac.uk/digital-learningtools/ai).