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Annuities and Loans

Finance mortgages, loans, percentages, tmv calculator. 5 questions in pictures. Monthly payments and calculations

Suppose you want to have $800,000 for retirement in 20 years. Your account earns 6% interest. Round your answers to the nearest cent.
a) How much would you need to deposit in the account each month?
s
b) How much interest will you earn?
S
You can afford a $1350 per month mortgage payment. You’ve found a 30 year loan at 7% interest.
a) How big of a loan can you afford? Round your answer to the nearest dollar.
S
b) How much total money will you pay the loan company? Round your answer to the nearest dollar.
S
c) How much of that money is interest? Round your answer to the nearest dollar.
S
You deposit $400 each month into an account earning 2% interest compounded monthly.
a) How much will you have in the account in 15 years? Round to the nearest cent as needed.
b) How much total money will you put into the account? Round to the nearest cent as needed.
S
c) How much total interest will you earn? Round to the nearest cent as needed.
S
Suppose you invest $140 a month for 5 years into an account earning 6% compounded monthly. After 5 years, you leave the money, without making additional deposits, in the account for another 30 years.
How much will you have in the end?
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Jenelle bought a home for $280,000, paying 16% as a down payment, and financing the rest at 4.6% interest for 30 years. Round your answers to the nearest cent.
How much money did Jenelle pay as a down payment? $
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What was the original amount financed? $
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What is her monthly payment? S
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If Jenelle makes these payments every month for thirty years, determine the total amount of money she will spend on this home. Include the down payment in your answer. $
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